Short Term Investment Plans
-
Gold and Silver
Gold and silver are good options to choose for both long and short-term investments. The sheen of these metals will never fade and it will continue to act as a counter weight to capital markets. -
Savings Account
Individuals who are risk averse can choose to park their funds in savings account. Compared to fixed deposits or mutual funds, savings account offer lesser returns, but it shields users from market risks and ensures liquidity. -
Debt Instruments
Risk averse individuals can also opt for debt instruments. Debt instruments like bonds ensure normal returns and insulates investors from market volatility. With returns in the range of 8%, investors can expect good earnings from their invested sum. -
Fixed Deposits
Another sought after investment option is bank fixed deposit. With investment period ranging from minimum 30 to maximum 10 years, FDs offer a wide investment option. -
Mutual Funds (Large Cap)
Large cap mutual funds invest in blue chip and large scale business organizations. Their main objective is to grow investor funds in a short span of time.
Systematic Investment Plan
Systematic Investment Plans (SIP) lets you invest a fixed amount in mutual fund units on monthly or quarterly basis. Investing through SIPs inculcates a habit of saving which helps individuals achieve their life goals.
How Systematic Investment Plan Works?
SIP gives individuals an option to invest certain sum of money regularly in mutual fund schemes. SIP allows investors to purchase units on a specified date every month. It is a simple investment management service, wherein, one need not spend time in the market as fund managers take charge of managing their funds. Making monthly investments ensures that individuals consistently increase their investment corpus and thereby increase their chances of getting larger returns.
Post-dated cheques or NACH (New ECS) facility can be used by investors to make fixed amount investment either monthly or quarterly. Application form and SIP mandate form needs to be filled by investors which will indicate the date for SIP execution. All further payments can be made through post-dated cheques, auto-debits or through standing instructions. These payments can be submitted to Mutual Fund / Investor Service Office or service center of the Registrar & Transfer Agent. Individual corpus is invested basis the closing Net Asset Value (NAV) of Investment Management Company.
Top Investment Management Firms / Company
Reasons that make 5nance.com among the Top Investment Management Companies in India:
- 5nance.com offers an integrated financial platform for budgeting, investing and portfolio management which helps users keep track of their money.
- 5nance.com caters to user's money management needs through an innovative budgeting, expenses tracking and savings optimization tools.
- Whether you opt for long term or short term investment plans, 5nance.com helps you select, compare and keep track of your investment goals.
- 5nance.com provides tools that allow users to properly plan expenses, track their spending pattern and optimize savings.
Rupal Vora, House Wife
With increasing cost, the need is to get involved in managing the household budget and provide for the stable lifestyle of the family. 5nance.com empowered me to take the control of my personal finances through its budgeting platform.
And there is more… I just realised that with my small savings each month I can gift my family a holiday after two years.
Mona Mohanty, Market Research Professional
5nance site has explained a difficult thing like "Money Management" with ease. It gave me a clear picture of my money and assets. Most importantly, the site was too easy to manoeuvre, thereby making things comfortable for me.